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When you own a car, you know you have to get an auto insurance. The primary benefit of an auto insurance is to cover the expenses of the car in case of a breakdown or damage. However, there are auto insurances which include accident insurance. This means it also covers for any damage or hospitalization fees. Nonetheless, you cannot get a car license without an auto insurance. Most auto insurance are expensive. This is to counter the large compensation in case of traffic accidents involving your car. The good news is that you can reduce the premium of your auto insurance without limiting the benefits you can receive. Here are some tips of doing so. View car Insurance Ottawa

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1.    No traffic ticket – Your driver’s record is an important factor in calculating your insurance premium. If you have no traffic citation or any stain in your driver’s record, you can expect to have a lower insurance premium compared to when you are involved in traffic accidents or have traffic citations.

2.    Newer car – Newer cars are charge less than those cars with years behind them. If there is a chance to get a new car or switch your old one with a brand new car, you can avail cheap car insurance premium. 

3.    Properly maintained vehicle – Even if you have an older car, you can still avail cheap car insurance if you maintain the car properly. This means your car gets regular maintenance, tire and oil change as well as other maintenance services to keep it in great condition.

4.    Annual payment – You’ll be surprised to know that it is way cheaper to pay your car insurance premium once in a year instead of paying it monthly. The main reason is that the company processing your insurance payment will include certain fees which you are charged in every payment. By paying annually, you are only charged once for the same amount you’ll be charged every month.

5.    Register multiple cars – Car insurance companies would reduce insurance premiums to people who pay for multiple cars in their company. If you and other members of your family have your respective car, register all cars in one insurance company.

6.    Bundle property insurance – Instead of getting just an auto insurance, you can save a lot if you avail bundle insurance coverage. This means you combine your house, car and other properties. This is possible if the insurance company caters various types of insurance coverage.

7.    Right insurance company – If you choose the right insurance coverage, you can be sure to get a cost-efficient insurance. This means that the ratio of your premium to the benefits is ideal. You pay less while getting more. Reputable insurance companies are always a great choice. Read reviews and check various insurance companies in your area. Consult an insurance expert if you are having a hard time choosing an insurance company. See more on car insurance london ontario

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You do not have to break your bank just to get your ideal insurance coverage. By doing certain things, it is easy to reduce your insurance premium while enjoying the best benefits. See more info on https://www.youtube.com/watch?v=6ZaoUdZ92uI